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(upbeat music)

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^- [Narrator] No ship leaves port

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^without charting a course.

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^Navigating your financial future

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^requires similar careful planning.

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^To reach your retirement destination safely,

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^you have to plot the depths,

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^study the financial currents,

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^and beware of the hazards.

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^And now, as a service member,

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^you may have a new choice

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^on your financial horizon.

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^Starting January 1st,

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^you will have one year to decide

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^if you want to stay on course

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^with your High-3 retirement plan

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^or chart a whole new destination

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^by opting into the new

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^Blended Retirement System.

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^You'll have just one chance

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^to make the choice

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^that's right for you.

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^- You have all of 2018

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^to chart your course.

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^but once you've made your choice,

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^the decision is irrevocable.