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The Federal Employee Health Benefits (FEHB) Program is available to eligible civilian employees and their eligible family members, as well as to civilian retirees and their survivors. There is no preexisting conditions clause in the FEHB Program. The Government contributes approximately 72% of the premium and employees are responsible for the remainder. Employees can choose from self only and family coverage. Eligible family members include spouses and children under the age of 22. Children incapable of self support may continue to be covered after age 22.