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 Personal Financial Management Program (PFMP)

Current Announcements

Military Leader's Economic Security Toolkit This toolkit is available to CG leaders and personnel to support the economic security of service members and families. Resources range from how leaders can start conversations to assess food insecurity and financial well-being to housing resources / entitlements and additional resources.:

Who is Eligible for this Program? The PFMP is available to the following members of the Coast Guard:

  • Active Duty, Select Reservists, and their family members
  • Civil Service employees
  • Exchange System and MWR employees

Purpose of Program According to the National Financial Capability Study – Military Survey – Executive Summary (2010), “Financial problems also can have a direct impact on military readiness. Military personnel, who experience serious financial problems can lose their security clearance, face criminal sanctions or be discharged from the military”. The PFMP is responsible for ensuring the necessary financial information and resources are available to Coast Guard personnel and their family members to prevent these situations and others from happening.

Program Confidentiality Discussions of individual personal finances are confidential.

Services and Resources Available

  • Personal Financial Managers (PFMs): PFMs are a part of the Work-Life staff at each Health, Safety, and Work-Life Regional Practice (HSWL-RP). If a PFM is not available at your location, please reach out to your Command Financial Specialist or CGSUPRT.
  • Command Financial Specialists (CFS): CFSs are members of the military who have been appointed by the commanding officer to provide financial education, basic budgeting, and information referral at the command level. The CFS should be the first stop for the Military member who has questions or issues about financial readiness. CFSs are located at most units throughout the Coast Guard. Please contact your HSWL RP PFMs or CO/OIC to locate a CFS in your unit/area.
  • CG SUPRT: or 1-855-CG SUPRT (247-8778)
    • Tax Filing Flyer  
    • CG SUPRT offers all eligible Coast Guard Personnel enhanced personal financial management services. The program provides one-on-one Money Coaching, a personalized website with helpful tools and calculators, twice a month webinars, and more!
    • Please visit and click “Personal Financial Management” under Quick Links for more information.
    • 2024 CGSUPRT Education Catalog
    • Commandant Instruction 1740.8A: Coast Guard Personal Financial Management Program
    • Qualified Non-Government Educators and Materials:
      • Per Commandant Instruction 1740.3B, non-government organizations must submit a written request to Commandant (CG-111) and obtain designation as a qualified non-government topical education presenter.
      • Qualified Non-Government Organizations – This list includes Commandant (CG-111) approved non-government agencies that can provide Personal Financial Management classes and materials to CG personnel

Related Websites The following websites provide information related to PFMP - DISCLAIMER: Links to non-federal entities are provided as an administrative convenience. The Coast Guard cannot and does not endorse any of the linked non-federal entities, their products, or their services

  • Financial Education for Spouses:
    • MilSpouse Money Mission - is a financial education website made to empower and support military spouses in making smart financial decisions 
  • Emergency Assistance:
    • Coast Guard Mutual Assistance - CGMA offers emergency financial assistance and many types of financial counseling. To learn more about these services visit the Coast Guard Mutual Assistance web site.
  • Budgeting/Saving:
    • Military Saves / America Saves - Military Saves is a social marketing campaign to persuade, motivate, and encourage military families to save money every month, and to convince leaders and organizations to be aggressive in promoting automatic savings.
  • Debt & Credit Assistance
    • National Foundation for Credit Counseling (NFCC) - A great site for useful information and services related to debt management. NFCC is the nation's largest and longest serving national nonprofit credit counseling organization. Coast Guard Mutual Assistance has long partnered with NFCC and will pay reasonable fees for counseling services provided by their member agencies, Consumer Credit Counseling Service (CCCS) offices, nation-wide. 
      • Better Business Bureau (BBB)  - The Better Business Bureau helps consumers identify businesses, brands, and charities they can trust. Coast Guard personnel (including Reservists), retirees, and their family members are encouraged to use the free consumer services and materials offered by BBB, as well as to partner with their local BBBs.
      • Consumer Financial Protection Bureau (CFPB) - The consumer bureau is working to give consumers the information they need to understand the terms of their agreements with financial companies. Like a neighborhood cop on the beat, the CFPB supervises banks, credit unions, and other financial companies, and we will enforce Federal consumer financial laws.
      • FINRED The Department of Defense Office of Financial Readiness website has relevant and reliable information on various financial readiness topics.

      • FDIC Money Smart - Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Money Smart has reached over 2.75 million consumers since 2001. Research shows that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training.

      • - is the federal government's website where you can report fraud, scams, and bad business practices. 
  • Tax Information:
    • IRS Withholding Calculator - Follow the Internal Revenue Service advice and use this IRS Withholding Calculator to make sure you have the right amount of tax withheld from your paycheck.
  • Homebuyers Resources:
    • Tools and Resources for Homebuyers - These tools and resources can provide service members, veterans, and their families' answers to home buying and loan options.
    • VA Home Loans and Housing-Related Assistance - VA housing assistance can help Veterans, service members, and their surviving spouses to buy a home or refinance a loan. The VA also offer benefits and services to help you build, improve, or keep your current home.
  • Investing/Retirement:
    • FINRA Investor Education Foundation - Unbiased financial tools and information for military families and all investors from the FINRA Foundation.
    • Thrift Savings Plan (TSP) - The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. It was established by Congress in the Federal Employees' Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans.

Point of Contact

Please contact your PFM on your Regional Work-Life Staff at 1-202-475-5100. If additional assistance is needed, please contact Office of Work-Life HQ at